Retirement Plan

The EPC offers a 403(b)(9) defined contribution retirement plan to eligible employees and ministers. Similar to a 401(k), a 403(b)(9) provides for individual participant investment accounts that can be used to invest funds on a tax-deferred basis to be withdrawn during retirement. A unique feature of a 403(b)(9) is that ordained ministers may allocate a portion of their retirement withdrawals to tax-exempt housing allowance, subject to IRS limits.

  Retirement Planning Information from Fidelity

   1-800-343-0860

The EPC Retirement Plan utilizes Fidelity Investments to provide and maintain a wide variety of investment options. Participants may review those investment options, adjust their allocations and check on the performance of those investments by logging onto Fidelity NetBenefits.

Participants have access to their account information through Fidelity's toll-free number (1-800-343-0860) and through Fidelity netbenefits.com.

To access your investment information, check transactions and request status information, you must first register at Fidelity netbenefits.com. 

Investment Options Guide July 2010 

Additional Fidelity Communications:

Asset Allocation - What is it and why it's so important to your future?

Information requiring Retirement Planning and Freedom Funds.

 

EPC Board of Benefits - Retirement Plan

  • Statement of Investment:  Policies and Objectives adopted 2-25-2006

  • Defined Contribution Retirement Plan Document:   You may download, view or print the most up-to-date version of the EPC Defined Contribution Retirement Plan document by clicking here.

FORMS

Church Administrators: For a qualified employee to participate in the EPC Retirement Plan, his or her employer (i.e. church) must complete and return the Adoption Agreement.  You can download a Microsoft Word form to be completed manually or electronically by clicking the above link. Employers must submit a printed copy since an original signature is required.

  • Account  Application & Beneficiary Designation Forms

Church Administrators: To enroll a qualified participant, click on the above to download the Account Application and Beneficiary Designation forms. These forms must be returned to the Office of the General Assembly, not to Fidelity. Once enrolled, participants may update their information by logging onto Fidelity netBenefits or calling 800-343-0860.

Church Administrators: Should a qualified participant wish to have money withheld from their salary on a regular basis, it is necessary for them to complete the Salary Reduction Agreement form and submit it to their payroll department.  Should the participant wish, at a later time, to stop their salary reduction, they must sign the Termination Clause form and likewise forward it to their payroll department.              

The content of this web site does not constitute expert legal or financial advice. Every individual should seek qualified professional advice when making investment, tax and other financial planning decisions.

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